And doing so is as easy as calling Chase to request a product change.Īs long as your account is in good standing, your request should go through with no trouble.
Given the improvements Chase has made to the Freedom card family with the introduction of the Freedom Flex, current Freedom cardholders may be eager to make the switch. Should you switch to the Freedom Flex or put in a new application? Meanwhile, Chase-specific perks like purchase protection, extended warranty coverage and a limited-time complimentary DashPass membership have carried over from the Freedom to the Freedom Flex.
#FREEDOM PLUS CREDIT CARD FREE#
The Freedom Flex also comes with a chance to earn one $5 Lyft credit per month and a free ShopRunner membership. You’ll be covered up to $800 per claim and $1,000 per year against theft and damage for any phones listed in your bill. Most notable is the cell phone protection included when you pay your monthly cell phone bill with the Freedom Flex card. This switch from Visa to Mastercard introduces a number of new cardholder benefits. The other major change from the Freedom to the Freedom Flex is the payment card network processor: The Freedom uses Visa as its network processor, while the Freedom Flex uses Mastercard. Indeed, thanks to the inclusion of a practical year-round category like dining, we estimate the Freedom Flex carries an average rewards rate of 1.68 percent back outside of its rotating categories (versus a flat 1 percent with the Freedom card). The Freedom Flex card’s fixed categories should significantly boost your cash back earnings, especially if the Chase cash back calendar doesn’t line up with your spending in a given quarter. Plus, the Freedom Flex adds much-needed consistency via year-round categories. Part of the Freedom Flex’s popularity can be attributed to sharing the rotating categories structure that made the original Freedom card so well-liked.
With the Freedom Flex, you’ll earn unlimited 5 percent cash back on travel booked through the Chase Ultimate Rewards portal and 3 percent back on dining and drugstore purchases. Both the Freedom and Freedom Flex offer 5 percent cash back in rotating bonus categories, up to $1,500 in spending per quarter after activation, then 1 percent. However, the strength of the Freedom Flex is its additional fixed bonus categories. The most significant change is the Freedom Flex card’s bonus cash back categories. The good news for current Freedom cardholders is that the Freedom Flex only builds on what’s already great about its predecessor. While the old and new Chase Freedom cards share much of the same DNA, there are some key differences to keep in mind if you’re considering a switch or new application. $200 if you spend $500 in the first 3 monthsįreedom vs. None (card no longer available to new applicants)
If you’re a current Freedom cardholder, you may already be planning to request a product change. The Freedom Flex builds on the Freedom card’s legacy to offer new bonus rewards categories and cardholder perks, and it already stands out as one of the top cash back credit cards on the market, especially for budding travelers and fans of flexible rewards. Chase rocked the world of cash back when it announced the retirement of the popular Chase Freedom card - but luckily the new Chase Freedom Flex℠ has proven itself a more-than-worthy successor.
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